Terms of Service

Last updated: April 18, 2026

These Terms of Service ("Terms") govern your use of the FinMath website at finmath.co (the "Site"). By accessing or using the Site, you agree to be bound by these Terms.

1. Use of the Site

FinMath provides free online calculators and reference tools for informational purposes. You may use the Site for lawful personal or professional purposes. You agree not to:

• Attempt to interfere with, disrupt, or compromise the security of the Site.
• Use automated means (scrapers, bots) to access the Site at high volume without permission.
• Reproduce, copy, or re-publish substantial portions of the Site's content without attribution.

2. No financial advice

FinMath is not a financial advisor. Calculations on this Site are estimates based on the inputs you provide and standard financial formulas. They are informational only and should not be the sole basis for financial, investment, tax, or legal decisions. Always consult a qualified professional before making such decisions.

3. Accuracy

We strive for accuracy and test our calculators against reference implementations. However, we make no warranties regarding the accuracy, completeness, or fitness for any purpose of the results provided. Market conventions, regulations, and financial products vary by jurisdiction and over time.

4. Intellectual property

The Site's design, original content, and code are © FinMath and its creator. Formulas and mathematical methods are standard and in the public domain. You may share links to individual calculators freely.

5. Advertising and third-party content

The Site displays ads served by Google AdSense and may link to third-party websites. We are not responsible for the content, products, or services of third parties.

6. Limitation of liability

To the maximum extent permitted by law, FinMath and its creator shall not be liable for any direct, indirect, incidental, consequential, or special damages arising from your use of the Site or reliance on its calculations, including without limitation financial losses.

7. Changes to the Site or Terms

We may modify, suspend, or discontinue any part of the Site at any time without notice. We may also update these Terms. The "Last updated" date above reflects any changes. Continued use after changes constitutes acceptance.

8. Governing law

These Terms are governed by the laws of the Republic of Indonesia, without regard to conflict-of-law principles. Any dispute shall be resolved in the courts of Jakarta, Indonesia.

9. Contact

Email hello@finmath.co for any questions about these Terms.