Precise financial & developer calculators.

Fast, free, no signup. Bookmark-worthy tools for finance professionals and developers.

Finance Calculators

High-precision. Mobile-friendly.
Mortgage Calculator New

Monthly payment, amortization, extra-payment scenarios. Supports US, China, Russia, Indonesia.

FIRE / Retirement New

Project retirement date with inflation, real returns, and Monte Carlo success rate.

Bond YTM New

Yield to maturity, clean/dirty price, Macaulay & modified duration, convexity.

Compound Interest New

Savings growth with contributions, variable compounding, inflation, and tax.

Loan Payment New

Personal, auto, student, or business loan. Refinance scenario comparison.

IRR & MIRR Calculator New

Interactive cash-flow builder for Internal Rate of Return and Modified Internal Rate of Return (MIRR), plus NPV, payback, and NPV profile chart.

CAGR & Return Calculator New

Arithmetic mean, geometric mean (CAGR), time-weighted return, volatility, and Sharpe ratio — with per-period bar chart and growth curve.

Flat vs Effective Rate New

Convert flat (add-on) interest to effective APR/EAR. Back-solve the real rate from your car loan, motorcycle, KTA, or credit instalment. Amortization chart.

Inflation Calculator New

What's Rp 1 million from 1990 worth today? Or $100 from 2000? Indonesia & US CPI data, 1990 → present.

Multi-Asset Return & Volatility New

Compare returns (1D–1Y) and rolling volatility for any stock, ETF, crypto, FX, commodity, or index. 21,000+ symbols.

Historical Return Comparison New

Pick up to 5 tickers + a custom date range. All series rebased to 100% on the start date — end returns labeled on chart.

Strategy Backtester New

Backtest 10 classic strategies (SMA, EMA, RSI, MACD, Bollinger, Donchian, ATR) with parameter optimizer.

HP 12C RPN Clone New

Faithful emulator of the legendary RPN financial calculator — TVM, NPV/IRR, AMORT, statistics. For users who know Reverse Polish Notation.

HP 19BII+ Clone New

Algebraic or RPN entry, menu-driven TVM, cash-flow NPV/IRR, and bond price/YTM — the friendlier sibling of the HP 12C.

Black-Scholes Options New

European & American option pricing for stocks, ETFs & indices. Full Greeks (Delta, Gamma, Vega, Theta, Rho, Vanna, Charm, Vomma) plus implied volatility.

FX Options New

Currency option pricing via Garman-Kohlhagen. Domestic + foreign rates, forward-rate parity, premium in pips and notional. 10 major pairs preset.

Digital Options New

Cash-or-Nothing, Asset-or-Nothing, and Gap options — European digital payoffs with Greeks and live payoff diagram.

Barrier Options New

All 8 standard barrier types: knock-in and knock-out calls & puts with rebate, vanilla comparison, and barrier profile diagram.

Developer Tools

Fast, offline, private.